Connecting cashflow-challenged SMEs with individual lenders seeking alternative investments, P2P lending marketplace Investree processes loans in just three days, with no default to date.
Why
SMEs’ cash-flow needs
Short-term loans cover SMEs’ cash flow between payments, and when customers don't pay on time.
Lacking access to loans
Over 60% of Indonesians don’t have bank accounts; while many SMEs don’t have collateral.
Limited investment options
Indonesia’s fast-growing middle class seek investment alternatives to the stock market.
Market
$70 billion
Investree estimates the credit gap in Indonesia to be at US$70 billion. Many individuals and SMEs lack collateral or even basic access to financial services.
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