Fintech

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Tigerobo provides NLP-based tech solutions to business clients and individuals, mostly in the finance industry. Its B2B solutions offer smart search, algorithm support, intelligent chatbot and public opinion monitoring services. Its financial search engine, Tigerobo Search, which targets mainly individual users, provides search results that are precise and structured.

Santara operates an equity crowdfunding platform, where SMEs can offer shares in their company in exchange for financial investment. Companies can raise a maximum of IDR 10bn from not more than 300 shareholders (including the company's founders). Most of Santara's SME customers are in Yogyakarta.

User-friendly Spanish-language insurtech broker B2B platform for SMEs and the self-employed, offering AI-enhanced tailor-made monthly packages according to market vertical, staffing, assets valuation and location. Optimum coverage and quote from SingularCover’s pool of insurance company partners in under one minute, with sign-up in under five minutes and no commission.

Cobee's SaaS helps companies manage personnel benefits, providing employees with an app and a Visa card for seamless and flexible access to services, like health insurance, daycare, meal vouchers, transportation, gyms. Cobee also provides employers with a dashboard that digitizes and automates benefits management and related payroll adjustments.

CrowdDana is a platform for equity crowdfunding. The company started with real estate projects like boarding houses for rental income. Investors can expect 16% annual returns (11% dividends, 5% capital gains) once the boarding house becomes operational. Platform accessed via website or mobile app. Plans to include SME crowdfunding.

StudentFinance offers educational loans to students, in partnership with schools, colleges and employers. Income Share Agreements (ISAs) are aimed at students taking IT courses for periods of up to one year. The AI-powered platform is used to match the most suitable candidates to relevant partner education providers and companies. 

Coinscrap is a mobile application that allows users to round their credit card purchases up to the nearest euro and automatically channel the difference to designated savings financial products based on users' short or long-term savings goals, like life insurance or buying a smartphone. 

Pintek offers student loans with interest rates of up to 1.5% per month. After approval of the loan, the student pays a 20% upfront fee before loan is disbursed. The loans are disbursed directly to the colleges or universities to pay for the designated courses.

AI-powered SaaS that, through a geolocalized video assessment call, enables remote and real-time evaluation of damages occurred during motor and property accidents. It process documentary evidence through a visual intelligence engine automating the whole claims process, while blockchain certifies and ensures the validity of the information provided.

CraiditX's X-Cloud is an AI-based, big data service that uses machine learning to help financial institutions gauge potential risks, like consumer default. Smart Financial Engine uses an AI engine to support financial institutions in decision making and business operations, offering solutions for smart risk control, marketing and customer service.  

A P2P productive lending platform. Businesses apply to Akseleran for loans and, after the loan is approved, they are put on the platform. Crowdlenders fund the loans and can expect returns of up to 21% p.a. The service can be accessed by website or mobile app.

Fintech aggregator platform provides all-in-one automated fixed monthly billing, with in-built adjustments for best tariffs in the market. Users are automatically switched to service providers that give best deals with no hidden costs. Polaroo prioritizes sustainable and renewable energy suppliers.

Blackfish is an app that provides retail, online travel booking and finance services. Users can buy goods like groceries and movie tickets, top up mobile phones, book train and air tickets and hotel rooms; invest in P2P lending products, apply for credit cards and loans and make credit card repayments.

Fumi's main product is Webull, a commission-free stock and ETF (exchange-traded fund) trading platform for traders and investors, from beginner to advanced professional levels. It has an easy-to-use interface with features like real-time market data, technical analysis tools and a trading simulator.

Fintech platform offering investment instruments from partners: mutual funds, gold and P2P lending. The app has four main features: financial planning, portfolio investment recommendations, educational content and user investment tracking. Financial planning feature allows live chat with real financial planners. Includes Robo Advisor chatbot service.

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