Fintech
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- INSIGHTS ( 58 )
Using a motorcycle taxi network as its backbone, Gojek is a one-stop app for everything on-demand – transport, courier, food delivery, even massage and house cleaning. Payment via cash or GoPay, an e-wallet that can be used for Gojek services and other payments.
Using a motorcycle taxi network as its backbone, Gojek is a one-stop app for everything on-demand – transport, courier, food delivery, even massage and house cleaning. Payment via cash or GoPay, an e-wallet that can be used for Gojek services and other payments.
A financial products website in plain language for unbanked users to learn about, find, compare and apply for financial products and services in Indonesia, from credit cards to shariah or Islamic banking. Documents pickup available.
A financial products website in plain language for unbanked users to learn about, find, compare and apply for financial products and services in Indonesia, from credit cards to shariah or Islamic banking. Documents pickup available.
iGrow is an online marketplace connecting investors, farmers, landowners and crop buyers to generate sustainable income streams from local organic farming. Its cloud-based agricultural management software enables investors to track the progress of the crop cultivation, harvests and sales; with live updates and online payments via iGrow’s app and website.
iGrow is an online marketplace connecting investors, farmers, landowners and crop buyers to generate sustainable income streams from local organic farming. Its cloud-based agricultural management software enables investors to track the progress of the crop cultivation, harvests and sales; with live updates and online payments via iGrow’s app and website.
An internet P2P lending platform and solutions provider for traditional financial institutions wanting to incorporate fintech. Offers direct lending, and indirect/pooled lending via its Tuantuanzhuan (literally, “every group wins”) group investment product, featuring automatic investment and risk diversification. Investments start from RMB 100, with 4.5%–10% annual returns.
An internet P2P lending platform and solutions provider for traditional financial institutions wanting to incorporate fintech. Offers direct lending, and indirect/pooled lending via its Tuantuanzhuan (literally, “every group wins”) group investment product, featuring automatic investment and risk diversification. Investments start from RMB 100, with 4.5%–10% annual returns.
On-demand auto maintenance services with supporting physical stores. Book via website, hotline or WeChat. Two experienced mechanics are sent each time, and issue a standardized report, plus video recording, of the 45-minute maintenance session. Ebaoyang has also diversified into “Yangche Qianbao” (literally, “car maintenance wallet”), a wealth management fintech platform.
On-demand auto maintenance services with supporting physical stores. Book via website, hotline or WeChat. Two experienced mechanics are sent each time, and issue a standardized report, plus video recording, of the 45-minute maintenance session. Ebaoyang has also diversified into “Yangche Qianbao” (literally, “car maintenance wallet”), a wealth management fintech platform.
App and website linking users with cosmetic surgeons and patients sharing their experiences in journal format. Includes general forum; photo uploading for doctors’ recommendations; online marketplace for shopping eye, nose, body, skincare, etc.; treatments/procedures at discounted prices, with user reviews, ratings, photo sharing; group buying. Installment payments, insurance, refunds available.
App and website linking users with cosmetic surgeons and patients sharing their experiences in journal format. Includes general forum; photo uploading for doctors’ recommendations; online marketplace for shopping eye, nose, body, skincare, etc.; treatments/procedures at discounted prices, with user reviews, ratings, photo sharing; group buying. Installment payments, insurance, refunds available.
IWAK’s microfinance platform matches investors with villagers who want to earn additional income as fish farmers. Investors can monitor their fishes in real time through its website. Low cost portable fish ponds, equipment and business assistance, including sales and distribution logistics; are provided by IWAK.
IWAK’s microfinance platform matches investors with villagers who want to earn additional income as fish farmers. Investors can monitor their fishes in real time through its website. Low cost portable fish ponds, equipment and business assistance, including sales and distribution logistics; are provided by IWAK.
Tokopedia is a free online marketplace for sellers to open their own e-stores and earns revenues from user upgrades, premium accounts and TopAds advertising services. Tokopedia also operates a secure e-payment system and provides an alternative e-wallet account facility for members of its e-commerce and mobile app platforms.
Tokopedia is a free online marketplace for sellers to open their own e-stores and earns revenues from user upgrades, premium accounts and TopAds advertising services. Tokopedia also operates a secure e-payment system and provides an alternative e-wallet account facility for members of its e-commerce and mobile app platforms.
UangTeman is an online P2P lending platform with mobile banking capabilities. The loans are available for a minimum loan period of 10 days. An initial daily compound interest rate of 1% is charged and loans must be paid within 30 days, with fees charged for late payments and extensions.
UangTeman is an online P2P lending platform with mobile banking capabilities. The loans are available for a minimum loan period of 10 days. An initial daily compound interest rate of 1% is charged and loans must be paid within 30 days, with fees charged for late payments and extensions.
An online platform that lets unbanked college students buy big ticket items (laptops, smartphones) on a monthly installment. No credit card or credit history required.
An online platform that lets unbanked college students buy big ticket items (laptops, smartphones) on a monthly installment. No credit card or credit history required.
Eragano’s mobile app comprises a digital farming guide, a channel to find crop insurance, access to microfinancing and a marketplace for farmers. Eragano Store is a platform for B2B, which will be expanded to B2C where customers can buy products directly from the Eragano farmers.
Eragano’s mobile app comprises a digital farming guide, a channel to find crop insurance, access to microfinancing and a marketplace for farmers. Eragano Store is a platform for B2B, which will be expanded to B2C where customers can buy products directly from the Eragano farmers.
Jualo is an e-classifieds space platform for new and used goods, with geo-search location and delivery tracking functions. Users are also able to advertise, buy, sell and/or bid for items online. Jualo offers private chat boxes, escrow accounts and logistics services for a carefree user experience.
Jualo is an e-classifieds space platform for new and used goods, with geo-search location and delivery tracking functions. Users are also able to advertise, buy, sell and/or bid for items online. Jualo offers private chat boxes, escrow accounts and logistics services for a carefree user experience.
Jurnal is a simple, user-friendly online accounting and bookkeeping software that complies with Indonesia’s financial regulations. Its bookkeeping process is geared to the business needs of SMEs. Features include instant updated reports and a shared ledger processing system for invoicing and asset management by the business owners and accountants.
Jurnal is a simple, user-friendly online accounting and bookkeeping software that complies with Indonesia’s financial regulations. Its bookkeeping process is geared to the business needs of SMEs. Features include instant updated reports and a shared ledger processing system for invoicing and asset management by the business owners and accountants.
Moka provides cloud-based, mobile point-of-sale (mPOS) app and services. Features include outlet management, reporting and analytics, CRM and cashless payment infrastructure. It also sells hardware such as cash registers and barcode scanners customized for the app.
Moka provides cloud-based, mobile point-of-sale (mPOS) app and services. Features include outlet management, reporting and analytics, CRM and cashless payment infrastructure. It also sells hardware such as cash registers and barcode scanners customized for the app.
App for short-term borrowing/lending money within social circles, in pooled funding at 5–15% interest rates. Parties remain anonymous, but borrowing trends and sums are visible within the circle. When payment is long overdue, Pengyoufan uses “social shaming” within the network and legal avenues to reveal “dishonest” friends, recover debt.
App for short-term borrowing/lending money within social circles, in pooled funding at 5–15% interest rates. Parties remain anonymous, but borrowing trends and sums are visible within the circle. When payment is long overdue, Pengyoufan uses “social shaming” within the network and legal avenues to reveal “dishonest” friends, recover debt.
No bank account? In Indonesia, you can still shop online
Indonesian startups are racing to serve the millions of consumers that banks haven’t reached. Here’s a look at some of the leading players, their innovations and how they have redefined the market
- Indonesia
- 6 min read
Quant Group makes personal loans safer, easier in China
Using big data and AI, Chinese fintech startup Quant Group simplifies and accelerates loan processing, and assures monetary security for financial institutions
- China
- 5 min read
Tiger Brokers: At the right place, at the right time
China’s new middle-class elite is educated and tech-savvy – and they want to put their money in US stocks. A fintech app is cashing in on this
- China
- 4 min read
Investment opportunities for the everyman
Spanish startup Indexa Capital has created an automated wealth manager that delivers a higher return on investment than Spanish banks
- Spain
- 3 min read
Billin offers unlimited free e-invoicing services to SMEs and freelancers
Offering automated online invoice generating, sharing, tracking and payments, the Spanish fintech wants to become the billing Dropbox for businesses worldwide
- Spain
- 4 min read
Growing together: a look at the Indonesia Fintech Association (Aftech)
The Indonesia Fintech Association sets an example of how professional associations can help new industries grow faster and better
- Indonesia
- 4 min read
Alpha JWC Ventures bets on Indonesian fintech, analytics startups for big impact
A commitment to mentoring and supporting its portfolio companies also lies at the core of its business
- Indonesia
- 3 min read
Beyond ride-hailing: Go-Jek, Grab and all their friends
Now that Grab and Go-Jek are in a faceoff on a regional scale, here's a look at how Southeast Asia's two biggest unicorns – and their investors – could be shaping the local digital economies and startup ecosystems
- Indonesia
- 5 min read
Kantox: Value for corporates, headache for banks
Moving beyond its initial remit of currency exchange, Europe's fourth-fastest growing fintech Kantox has garnered awards and financial sector hostility as it differentiates itself in a crowded marketplace
- Spain
- 7 min read
Start with the little things: 5 Indonesian social impact startups
From providing student loans to empowering marginalized groups and farmers, these Indonesian startups are revitalizing local communities
- Indonesia
- 5 min read
This startup aims to be the DocuSign of China
Having captured a third of a largely untapped domestic e-contracting market, Shangshangqian looks to gain a greater foothold at home and abroad
- China
- 4 min read
Investing in Indonesia: The fintech companies driving a new influx of capital
With 66% of Indonesians not owning a bank account, fintech startups have come up with myriad innovative products to entice a new generation of retail investors
- Indonesia
- 6 min read
Will this one-year-old startup revolutionize traditional industries?
Targeting retail and tourism first, Aibee aims to help traditional businesses keep up with their online counterparts using its all-in-one AI solutions
- China
- 5 min read
What Indonesia’s election could mean for startups and investors
Industry players voice their hopes, concerns and expectations as the April presidential election nears
- Indonesia
- 8 min read
Crowde-funding Indonesia's fields
Agritech startup Crowde offers retail investors direct access to Indonesia’s US$25 billion agricultural sector, transforming the way traditional farmers fund, run and grow their businesses
- Indonesia
- 4 min read
