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Personal Finance

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  • DATABASE ( 6 )
  • INSIGHTS ( 7 )

JULO provides two types of short-term unsecured microloans via its mobile app, targeting working adults in key Indonesian cities and provinces. It uses a proprietary AI-based credit scoring system to assess the credit risk of loan applicants using non-standard data such as social media posts.  

Fumi's main product is Webull, a commission-free stock and ETF (exchange-traded fund) trading platform for traders and investors, from beginner to advanced professional levels. It has an easy-to-use interface with features like real-time market data, technical analysis tools and a trading simulator.

Quipu is an invoicing and accounting cloud SaaS for freelancers, SMEs, accounting firms and marketplaces. It helps them to automate invoices and data entry, to improve accounting management and to save both time and resources. The SaaS, accessible on any device, also provides a free online tool to generate invoices. 

Fintech platform offering investment instruments from partners: mutual funds, gold and P2P lending. The app has four main features: financial planning, portfolio investment recommendations, educational content and user investment tracking. Financial planning feature allows live chat with real financial planners. Includes Robo Advisor chatbot service.

Remittance service for Indonesian migrant workers, currently available in Malaysia, Singapore and Hong Kong. Workers deposit money with certified partners, and the money is disbursed in Indonesia through bank account or money order. E-wallet concept in development will let users pay bills or buy airtime top-up with their deposited money.

Mastercard, established in 1966, has made 12 acquisitions to date and has a special interest in secure payment systems and different technologies associated with their implementation.  It has a special interest in secure payment systems and different technologies associated with their implementation. Since launch in early 2014, MasterCard Start Path, the company’s effort to support innovative early stage startups around the world, has partnered with over 40 startups across the globe in areas including biometrics, big data, wearable technology, beacons, B2B payments, and logistics. 

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