A.I.R-e
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Co-founder of Waterdrop (Shuidi)
Wang Lai was Meituan Dianping's 33rd employee, working as a product manager for its group buying, hotel and food delivery business. He co-founded Waterdrop in 2016 and left a year later. He then worked for Yuanfudao, an online education unicorn, before founding Xiaobohu, an online children calligraphy educational startup, in 2019.
Wang Lai was Meituan Dianping's 33rd employee, working as a product manager for its group buying, hotel and food delivery business. He co-founded Waterdrop in 2016 and left a year later. He then worked for Yuanfudao, an online education unicorn, before founding Xiaobohu, an online children calligraphy educational startup, in 2019.
Co-founder of Waterdrop and general manager of Shuidi Chou of Waterdrop (Shuidi)
Xu Hanhan graduated from the Guanghua School of Management, Peking University, in 2008. She then worked at the VC, China Renaissance Capital Investment, and later became personal assistant to ByteDance CEO and founder Zhang Yiming during the startup's early years. She co-founded Waterdrop in 2016 and is now in charge of Waterdrop Crowdfunding. She also started another of Waterdrop's platforms, Waterdrop Public Wellness, which helps charitable organizations fundraise as well as report on the usage of the funds received.
Xu Hanhan graduated from the Guanghua School of Management, Peking University, in 2008. She then worked at the VC, China Renaissance Capital Investment, and later became personal assistant to ByteDance CEO and founder Zhang Yiming during the startup's early years. She co-founded Waterdrop in 2016 and is now in charge of Waterdrop Crowdfunding. She also started another of Waterdrop's platforms, Waterdrop Public Wellness, which helps charitable organizations fundraise as well as report on the usage of the funds received.
Co-founder of Waterdrop and general manager of Shuidi Huzhu of Waterdrop (Shuidi)
Hu Yao graduated in 2009 from Nankai University in Tianjin with a bachelor's degree in software engineering. He was CTO at renren.com from 2008–2012 and a senior software engineer at Meituan Dianping from 2013–2014. From 2014–2016, he was VP of ONE Smart Piano. He co-founded Waterdrop in 2016 and had served as the general manager of Waterdrop Mutual Aid until the platform was shut down in March 2021.
Hu Yao graduated in 2009 from Nankai University in Tianjin with a bachelor's degree in software engineering. He was CTO at renren.com from 2008–2012 and a senior software engineer at Meituan Dianping from 2013–2014. From 2014–2016, he was VP of ONE Smart Piano. He co-founded Waterdrop in 2016 and had served as the general manager of Waterdrop Mutual Aid until the platform was shut down in March 2021.
CTO of Atomian
Miquel Montero, founder and former CEO of Atomian and its current CTO, is an industrial engineering graduate from the Polytechnic University of Catalonia. He also holds a degree in Software Engineering from the Open University of Catalonia. He began developing the Atomian product while he was still a 24-year old student and worked on it for 18 years. He is a pioneer in cognitive computing and used an original system to reproduce human cognitive processes based on symbols, data structures and algorithms. In 1998, he founded Step2U, a mobile interactivity services and software development company, where he worked until he formed Atomian in 2014.
Miquel Montero, founder and former CEO of Atomian and its current CTO, is an industrial engineering graduate from the Polytechnic University of Catalonia. He also holds a degree in Software Engineering from the Open University of Catalonia. He began developing the Atomian product while he was still a 24-year old student and worked on it for 18 years. He is a pioneer in cognitive computing and used an original system to reproduce human cognitive processes based on symbols, data structures and algorithms. In 1998, he founded Step2U, a mobile interactivity services and software development company, where he worked until he formed Atomian in 2014.
Former CFO and Sales specialist of Atomian
García Ruiz, co-founder and CFO of Atomian until 2015, is an industrial engineering graduate from the Polytechnic University of Catalonia, where he is now an associate professor. García Ruiz also works as a business professor in the Chemical Institute of Sarria. He has a background in finance (Account Manager at WorkMeter, Tempos 21 and AIS Aplicaciones de Inteligencia Artificial) and sales (Commercial Manager at proceedit "the BPM process' factory" and Office Manager at Lleidanetworks Serveis Telemàtics, S.L., Hyperion Solutions, and Saari) and is an experienced executive in the IT and Telco industries with international exposure.
García Ruiz, co-founder and CFO of Atomian until 2015, is an industrial engineering graduate from the Polytechnic University of Catalonia, where he is now an associate professor. García Ruiz also works as a business professor in the Chemical Institute of Sarria. He has a background in finance (Account Manager at WorkMeter, Tempos 21 and AIS Aplicaciones de Inteligencia Artificial) and sales (Commercial Manager at proceedit "the BPM process' factory" and Office Manager at Lleidanetworks Serveis Telemàtics, S.L., Hyperion Solutions, and Saari) and is an experienced executive in the IT and Telco industries with international exposure.
Sales and Marketing specialist of Atomian
With a degree from the Open University of Catalonia in marketing and social selling studies and an MBA from EAE Business school, Vives i Fàbregas is one of Atomian’s co-founders and an entrepreneur. He has experience in multinationals (Ricoh Spain and NGR Group Spain), SMEs and start-ups (DERICHEBOURG, Eladi Fenoll, Execus) in sales, marketing and corporate strategic consulting. He is also founder and CEO of LeadToWin and CEO of Plexiled Lighting, S.L. and is a specialist in digital transformation and lead generation channels and a professor at Inesdi Digital Business School.
With a degree from the Open University of Catalonia in marketing and social selling studies and an MBA from EAE Business school, Vives i Fàbregas is one of Atomian’s co-founders and an entrepreneur. He has experience in multinationals (Ricoh Spain and NGR Group Spain), SMEs and start-ups (DERICHEBOURG, Eladi Fenoll, Execus) in sales, marketing and corporate strategic consulting. He is also founder and CEO of LeadToWin and CEO of Plexiled Lighting, S.L. and is a specialist in digital transformation and lead generation channels and a professor at Inesdi Digital Business School.
Lead programer of Atomian
Guillem Ysàs Miralles holds a degree in Computer Science from the Autonomous University of Barcelona and is currently lead programmer for the Atomian cognitive core technology. He was one of the developers of the Atomian (product) architecture and the Atomian Modeling Language (AML). He is also lead programmer for Atomian's medical products and is responsible for Atomian's ETL software. He previously worked as analyst and web developer at Elecnor and Teytel, as a first level operator in NextReT and as a Specialist in B. Braun Medical.
Guillem Ysàs Miralles holds a degree in Computer Science from the Autonomous University of Barcelona and is currently lead programmer for the Atomian cognitive core technology. He was one of the developers of the Atomian (product) architecture and the Atomian Modeling Language (AML). He is also lead programmer for Atomian's medical products and is responsible for Atomian's ETL software. He previously worked as analyst and web developer at Elecnor and Teytel, as a first level operator in NextReT and as a Specialist in B. Braun Medical.
Co-founder, COO of Polaroo
David Rovira is the COO and co-founder of Polaroo, a household bill management app that was created at his family's garage in 2017. He is a qualified international business lawyer and has a master's from ESADE Business and Law School in Barcelona and Berlin Free University. Rovira has worked as a lawyer at Clifford Chance international lawyers and as a legal advisor at startup Medtep.
David Rovira is the COO and co-founder of Polaroo, a household bill management app that was created at his family's garage in 2017. He is a qualified international business lawyer and has a master's from ESADE Business and Law School in Barcelona and Berlin Free University. Rovira has worked as a lawyer at Clifford Chance international lawyers and as a legal advisor at startup Medtep.
Co-founder, CEO of Polaroo
Marc Rovira is the CEO and co-founder of Spanish household bill manager app Polaroo. In 2017, he joined his brother and a friend to develop the MVP originally known as Widuid. He also co-founded Brainit, an analytical tool for smart devices. He has also worked as a business development and communications manager at space tech Zero2Infinity. He was also a project manager and an engineer. He completed a master's in Entrepreneurship and Innovation at ESADE Business School. He also has a master's in Aerospace, Aeronautical and Astronautical Engineering from the University of Bath, UK.
Marc Rovira is the CEO and co-founder of Spanish household bill manager app Polaroo. In 2017, he joined his brother and a friend to develop the MVP originally known as Widuid. He also co-founded Brainit, an analytical tool for smart devices. He has also worked as a business development and communications manager at space tech Zero2Infinity. He was also a project manager and an engineer. He completed a master's in Entrepreneurship and Innovation at ESADE Business School. He also has a master's in Aerospace, Aeronautical and Astronautical Engineering from the University of Bath, UK.
Co-founder, CTO of Polaroo
Sergio Sanchez is the CTO and co-founder of Widuid that was later re-branded as Polaroo, a Spanish household bill management app. He spent eight months working on building the MVP with the Rovira brothers in 2017.The mechanical engineer also completed a master's in Automatic Control and Robotics at his alma mater, the Polytechnic Degree of Barcelona. Like fellow co-founder Marc Rovira, Sanchez was also at space tech startup Zero2Infinity working as a full stack developer and HMI engineer. He has also worked in biotech company Fungitech Global as a mechanical engineer.
Sergio Sanchez is the CTO and co-founder of Widuid that was later re-branded as Polaroo, a Spanish household bill management app. He spent eight months working on building the MVP with the Rovira brothers in 2017.The mechanical engineer also completed a master's in Automatic Control and Robotics at his alma mater, the Polytechnic Degree of Barcelona. Like fellow co-founder Marc Rovira, Sanchez was also at space tech startup Zero2Infinity working as a full stack developer and HMI engineer. He has also worked in biotech company Fungitech Global as a mechanical engineer.
Co-founder and CEO of Akseleran
Ivan Nikolas Tambunan is a lawyer-turned-entrepreneur who co-founded the P2P lending site Akseleran. After graduating from Universitas Indonesia in 2009 with a Bachelor's in Law, Ivan worked as an associate at AFS Partnership, handling various corporate law cases in civil and criminal courts. He left in 2011 for a short stint at the Makarim & Taira S law firm. In 2012, he joined Allen & Overy as a transactional banking lawyer. Before he left Allen & Overy in 2017, he advised various clients, including the Artha Graha Group and Macquarie. He and his co-founders started developing Akseleran in 2016 and launched an early version in March 2017.Ivan earned a Master's degree in Law & Finance from Queen Mary University of London. His thesis was on the topic of crowdfunding and became part of the inspiration behind establishing Akseleran.
Ivan Nikolas Tambunan is a lawyer-turned-entrepreneur who co-founded the P2P lending site Akseleran. After graduating from Universitas Indonesia in 2009 with a Bachelor's in Law, Ivan worked as an associate at AFS Partnership, handling various corporate law cases in civil and criminal courts. He left in 2011 for a short stint at the Makarim & Taira S law firm. In 2012, he joined Allen & Overy as a transactional banking lawyer. Before he left Allen & Overy in 2017, he advised various clients, including the Artha Graha Group and Macquarie. He and his co-founders started developing Akseleran in 2016 and launched an early version in March 2017.Ivan earned a Master's degree in Law & Finance from Queen Mary University of London. His thesis was on the topic of crowdfunding and became part of the inspiration behind establishing Akseleran.
Co-founder and CFO of Akseleran
Prior to establishing P2P lending firm Akseleran, Mikhail Tambunan worked as an auditor. He joined PKF Hadiwinata (a member of PKF, an international network of auditing/accounting firms) in 2009 after graduating with a Bachelor's in Accounting and Finance. In 2013, he left PKF Hadiwinata and joined Deloitte, becoming Assistant Manager Auditor. In 2016, he joined Ivan Tambunan and two other co-founders to begin developing an equity crowdfunding site which became Akseleran. He left Deloitte in 2017 after launching Akseleran and became Akseleran's CFO. He remains Akseleran's CFO after the company's pivot into P2P lending.
Prior to establishing P2P lending firm Akseleran, Mikhail Tambunan worked as an auditor. He joined PKF Hadiwinata (a member of PKF, an international network of auditing/accounting firms) in 2009 after graduating with a Bachelor's in Accounting and Finance. In 2013, he left PKF Hadiwinata and joined Deloitte, becoming Assistant Manager Auditor. In 2016, he joined Ivan Tambunan and two other co-founders to begin developing an equity crowdfunding site which became Akseleran. He left Deloitte in 2017 after launching Akseleran and became Akseleran's CFO. He remains Akseleran's CFO after the company's pivot into P2P lending.
Co-founder and Chief Credit Officer of Akseleran
Christopher Gultom worked as a consultant for four years before establishing P2P lending firm Akseleran. In 2013, after graduating with a Bachelor's in Economics from Universitas Gadjah Mada, he started work at Arghajata Consulting as an associate. He left Arghajata in 2015 and joined AJCapital Advisory as a senior consultant. When he and fellow co-founders started developing Akseleran in 2016, he took on the role as CFO. However, after launching Akseleran and leaving AJCapital in April 2017, he became Akseleran's Chief Investment Officer while Mikhail Tambunan stepped into the CFO role. In September 2017, he became Akseleran's Chief Credit Officer.
Christopher Gultom worked as a consultant for four years before establishing P2P lending firm Akseleran. In 2013, after graduating with a Bachelor's in Economics from Universitas Gadjah Mada, he started work at Arghajata Consulting as an associate. He left Arghajata in 2015 and joined AJCapital Advisory as a senior consultant. When he and fellow co-founders started developing Akseleran in 2016, he took on the role as CFO. However, after launching Akseleran and leaving AJCapital in April 2017, he became Akseleran's Chief Investment Officer while Mikhail Tambunan stepped into the CFO role. In September 2017, he became Akseleran's Chief Credit Officer.
Co-founder and CTO of Akseleran
Rassel Pratomo is a software and web engineer with over eight years of experience. He started work in 2011 as a network engineer at Artha Mitra Interdata, a solutions integrator company. In the following years, he worked at various companies and spent the longest time at AppsFoundry developing web services and payment gateway systems. In 2016, he joined Ivan Tambunan, William Tambunan and Christopher Gultom in developing Akseleran, an equity crowdlending startup that would later become a P2P productive lending platform. After joining as technical lead, he later became CTO of Akseleran in 2017, a little after Akseleran launched its service.
Rassel Pratomo is a software and web engineer with over eight years of experience. He started work in 2011 as a network engineer at Artha Mitra Interdata, a solutions integrator company. In the following years, he worked at various companies and spent the longest time at AppsFoundry developing web services and payment gateway systems. In 2016, he joined Ivan Tambunan, William Tambunan and Christopher Gultom in developing Akseleran, an equity crowdlending startup that would later become a P2P productive lending platform. After joining as technical lead, he later became CTO of Akseleran in 2017, a little after Akseleran launched its service.
Circular economy: Discarded goods get a new lease of life in Spain
From e-chargers inside phone booths, recycling chatbots to refurbished stadium seats from Atlético Madrid, the offbeat magic of the circular economy is fast becoming a lucrative business in Spain
Yimutian: China agriculture e-commerce's comeback kid
As the world’s most populous country faces potential food supply shortages, Yimutian, China’s No. 1 agro trading marketplace, is seeing more opportunities
Indonesia finance ministry cans e-commerce tax compliance law
The ministry says the law was misunderstood, but industry players had long questioned the need for such regulation
With universal QR code, Indonesia achieves e-payment harmony
The move to standardize Indonesia's QR code is expected to unify the country's cashless payments system and lift tens of thousands of small merchants into the payments mainstream
Indonesian B2B e-procurement platforms: Disrupting long-standing practices
Indonesia’s B2B e-commerce players are winning over corporate clients with education and government support, growing a market forecast to be worth $13.4bn by 2023
Loones' cooperative e-marketplace connects farmers directly with agrifood businesses
Loones, Spain's first cooperative-based e-marketplace for bulk produce, helps traditional agricultural producers go digital
MBiz: Working toward the "tipping point" of e-procurement mainstreaming
Trusted by multinationals and conglomerates, Mbiz wants to take e-procurement mainstream by also working with municipal governments
BukaPengadaan: The B2B procurement service from e-commerce giant Bukalapak
Bukalapak’s e-procurement arm taps a growing market while helping vendors get online and access a broader range of clients
Billin offers unlimited free e-invoicing services to SMEs and freelancers
Offering automated online invoice generating, sharing, tracking and payments, the Spanish fintech wants to become the billing Dropbox for businesses worldwide
300 million users in 3 years: Cracking e-commerce the Pinduoduo way
The dark horse of online retail is our key to understanding China's new consumer growth story
In China, e-commerce platforms and brands bet big on live commerce
Retailers embrace shopping via livestreaming, where social media influencers hawk products and get rapid sales
QRIS: Will the new QR code standard rewrite Indonesia’s e-payments scene?
Enabling interoperability, the QRIS seeks to level the playing field until now dominated by GoPay and OVO – disruption that could go beyond the e-wallets scene
Enoc Armengol: The design and e-commerce 3.0 star inspired by Inspector Gadget
Also a serial entrepreneur, the Spaniard has created a trail of celebrated design products and startups from Singapore to Barcelona
Indonesian state enterprises launch e-wallet LinkAja, competing with Go-Pay and OVO
Even with a wider range of services and extensive state backing, LinkAja faces a tough battle
E-wallet LinkAja gets access to Indonesia's Civil Registry for user data checks
Move allows more than 2,000 public and private entities to verify user data against government records, but the public has raised privacy and security concerns
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