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Roful Zamal Santosa graduated from Universitas Komputer Indonesia in 2010 with a degree in Computer Engineering. After graduation, he started working as a coordinator at the Indonesian branch of Wirecard, an Internet payments platform. Roful is also a co-founder and CFO of IDCloudHost, Indonesia’s first SSD-based web hosting service.

A veteran in mobile communications and payments, Indah Maryani started her career at Indonesian telco giant Indosat in 2003. She worked there for over four years while reading a degree in Industrial Engineering at Universitas Persada Indonesia. Indah joined mobile company Utiba in 2007 and moved on to work at Fusion Payments in June 2011, climbing up the ranks to become VP of Services in 2015. Indah obtained an MBA from IPMI International Business School in 2017 and eventually left Fusion Payments to establish PT Infra Digital Indonesia.

A graduate from Trinity College Dublin in Ireland, Ian McKenna had worked for Ericsson (Hutchison Australia) and Vodafone before joining the University of Indonesia to learn the local language in 2010. Based in Jakarta, he joined Fusion Payments in 2011 as country manager and also became its VP of Product and Marketing in 2013.Ian had also co-founded online directory BangArif in 2014 and an on-site customer support service named “What the FAQ” in 2017. He exited both ventures and also left Fusion Payments to focus on establishing  PT Infra Digital Indonesia.

Todd Schweitzer is an experienced economic and management consultant who founded Brankas, a payment processing platform for startups and other businesses. Between 2007 and 2010, Schweitzer worked with the US Peace Corps as a community economic advisor in the Dominican Republic. He then joined Strategy&, a subsidiary of PwC, as an engagement manager before leaving in 2015 for a brief stint at Seawood Resources, a Philippines-based investment company.Todd holds a bachelor’s degree in Economics from University of California, Irvine and a master’s in Public Policy from Harvard University.

Kenneth Shaw is a serial entrepreneur with over 13 years of experience in the USA and Indonesia. After graduating from the University of California, Irvine with a degree in Information and Computer Science, he founded ExpiTrans Inc, a B2B payment processing company. Shaw left ExpiTrans in 2010 and moved to Indonesia the following year before assuming the CTO position at social network Multiply.com in 2013. In 2016, while still based in Indonesia, Shaw established Brankas, a new payment processing platform for startups and other businesses.

Xue has served as product manager for VIP, an e-commerce platform dedicated to flash sales in China, and for China UnionPay, China’s largest bank card payment network.

Marshall Pribadi is the founder and CEO of digital signature startup PrivyID, the first of its kind in Indonesia. In 2014, he graduated with a bachelor's degree in Law from Universitas Indonesia. Between 2012 and 2015, he worked at PT Buana Media Teknologi, the digital payments and voucher company that operates GudangVoucher.com. Marshall had been developing the business idea for PrivyID and pitching to investors since 2014, eventually establishing the company in 2016.

Hendra Kwik is a co-founder of mobile financial services firm Payfazz. Trained as a chemical engineer at Institut Teknologi Bandung where he earned his bachelor's in 2012, Hendra worked for oilfield services company Schlumberger from 2013 to mid-2015. Following a three-month sabbatical, he briefly joined O2O services company Kudo before establishing Payfazz in 2016. Hendra represented Payfazz at Y Combinator in 2017, making Payfazz the first Indonesian company to graduate from the renowned incubator program.

Jefriyanto graduated from Universitas Bina Nusantara, Indonesia, with a bachelor's in Computer Science in 2012. He worked for online travel agent Tiket.com, where he focused on the company's train travel features and oversaw the development of a ticket purchasing app in collaboration with Indonesia's national train company. Jefriyanto left Tiket.com at the end of 2014 to join property rental firm Travelio, before eventually establishing O2O financial services platform Payfazz in 2016.

Ricky Winata is a software engineer and developer who established mobile banking platform Payfazz in 2016. Upon graduation in 2012, he worked at Tiket.com as a software developer for two years before joining software development firm Topcoder. Ricky then assumed the role of senior engineer at Traveloka, a competitor of Tiket.com before establishing Payfazz. Ricky holds a bachelor's in Computer Science from Universitas Bina Nusantara, Indonesia.  

Rassel Pratomo is a software and web engineer with over eight years of experience. He started work in 2011 as a network engineer at Artha Mitra Interdata, a solutions integrator company. In the following years, he worked at various companies and spent the longest time at AppsFoundry developing web services and payment gateway systems. In 2016, he joined Ivan Tambunan, William Tambunan and Christopher Gultom in developing Akseleran, an equity crowdlending startup that would later become a P2P productive lending platform. After joining as technical lead, he later became CTO of Akseleran in 2017, a little after Akseleran launched its service.

Formerly a financial analyst, Ioann Fainsilber graduated from the University of Bath in UK, with a bachelor's in business administration in 2012. He also has a master's in Finance and Private Equity from the London School of Economics. While at university, he worked briefly as an analyst at Essilor's USA and Lloyd's Banking Group. He also acted as financial advisor for a student advertising company for over two years in Bristol while studying for his degree.In 2014, Fainsilber joined Morgan Stanley as a tech analyst. In 2016, he worked as a private equity associate at American VC Silver Lake. He left UK for Indonesia in 2017 and became the CFO of Ayopop, an android developer for e-commerce platforms and payment apps. Pintek, with Ayopop as shareholder, was established by Fainsilber and Ayopop co-founder Tommy Yuwono in March 2018. Fainsilber remained as CFO at Ayopop until January 2019.

Tommy Yuwono founded his first venture, a business publication Milestone Interactive Digital magazine in 2011, while reading a business degree at Prasetiya Mulya Business School. After graduating in 2014, he joined securities company MNC Sekuritas to specialize in investment banking products like bond and medium-term notes for public and private companies.In 2016, he left MNC to become the chief digital officer and co-founder of online payments platform Ayopop. After securing Series A funding for Ayopop, he left and established education loan platform Pintek as CEO in 2018, together with Ayopop's CFO Ioann Fainsilber as co-founder.  

Xavier Sans Serra is the founder and CEO of payment and interactive chat app and IoT hardware startup Orain. He is based in Barcelona, where he has worked since 2016. Prior to this, he founded two other tech startups: Knowxel, which has been in operation from 2013 to 2016, and Neqta, which operated from 2011 to 2013. Knowxel was a social network for seeking skilled people for one-off work projects while Neqta was a research project to develop hardware to power portable devices. Both companies were developed at the Autonomous University of Barcelona, where the initial development of Orain also took place. Sans holds two master's degrees from Barcelona's Ramon Llull University: one in Engineering and Telecommunications Engineering and the other in Networks and Telecommunications. Between 2010 to 2012, he was a member of the Electromagnetism and Communications Research Group at Ramon Llull University's La Salle campus, where he was involved in a research project on geomagnetically-induced currents, which led to publications in scientific journals.

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